What To Do and When Your Credit Report has been damaged by Identity Theft Its not a matter of IF your identity will be stolen, but only a matter of WHEN. When your identity is stolen, the bad guy usually takes control of your credit cards and/or bank accounts. [...]
Having your identity stolen is a huge pain in the neck. Most people discover that their identities have been stolen when they get turned down for a car, home or job. Many others discover it when they get collection calls for debts that they did not incur. Either way, [...]
If you notice unexpected charges or billing errors on your credit card statement, you can dispute the claim with your credit card issuer. However, dispute claims are not always successful. If your credit card provider declines your dispute, you remain responsible for paying the disputed amount. A denied dispute [...]
Ever since online shopping met up with identity theft, the credit card companies have been deluged with credit card disputes. “I did not get my Amazon order” or “The eBay seller was a thief and never delivered the goods” (this actually happened to me) are common pleas made by consumers [...]
Knowing how to Dispute a credit card charge is vital if you have a credit card account. While merchants and credit card companies bristle at the term “charge back”, you need to know what to do when you order goods and services that are not delivered or not authorized by [...]
Shopping for credit repair services in Ohio can be tricky. The industry is rife with thieves, charlatans, and con artists. Yet, there are also some very legitimate players as well. So how can you tell a legit credit repair company from a non-legit one? Follow these rules, and you will [...]
If you are asking about how credit repair works, you are no dummy. It’s an excellent question. It’s a multi-step process that works like this: In Ohio, you should pull your credit reports and review them for inaccurate or unverifiable information. These are two separate concepts. Inaccurate information can include [...]
With so many lawsuits being filed by the Federal Trade Commission and the Consumer Financial Protection Bureau against credit repair companies, it truly makes one wonder if, indeed, credit repair companies are legit? The short answer is, yes, but very few of them are. The latest credit repair companies to [...]
In Ohio, Chase Bank is very big and popular. There is at least 1 Chase bank in just about every city in Ohio. If you live in Ohio and have a Chase credit card and it contains charges with which you don’t agree, there are two methods you can you [...]
At The Law Offices of Gary D. Nitzkin, P.C. we often get asked whether “credit repair companies work” in Ohio. It’s a complicated question depending on who is doing the credit repair and what things you expect to be removed from your credit report. Let's dig in. For Credit Repair [...]
