Like anything else, you can repair your own credit report, if you know how. As an attorney, I can tell you that after years of credit repair litigation that credit repair is not a good DIY project. While I am happy to share some of the principles that you die-hard [...]
A good credit repair company can help you boost your credit score, especially when it's being held down by inaccurately reporting negative information. Most credit reports have inaccurately reported negative information on them. Under the law, it's your job to stay to review and keep your credit report clean. Unfortunately, [...]
Bankruptcy Attorneys don’t mean to lie to their consumer clients, but many of them do. “With bankruptcy, you will get a fresh financial start” many of them proudly proclaim and even post that buzz phrase on their websites. “Get a Fresh Financial Start.” Here is the problem. Many times, it [...]
If you were a credit repair client or agent with Financial Education Services (“FES”) or United Wealth Education (“UWE”), your journey with them has come to an abrupt end. The FTC shut them down on May 25, 2022. The businesses are in receivership meaning that the court appointed someone to [...]
It’s bad enough that you had to file a bankruptcy. It’s even worse when your mortgage lender stops reporting your timely made payments made after the date you filed bankruptcy and refused to report any more timely made payments. That hurts your credit score greatly. A good piece of your [...]
Ever since online shopping met up with identity theft, the credit card companies have been deluged with credit card disputes. “I did not get my Amazon order” or “The eBay seller was a thief and never delivered the goods” (this actually happened to me) are common pleas made by consumers [...]
Credit repair is a service that is desperately needed. The credit bureaus report inaccurate information on 80% of credit reports. Half of those inaccuracies depress peoples’ credit scores. If you have a common name like “John Smith”, there is a good chance that someone else’s information is on your credit [...]
On September 12, 2019, the United States District Court for the Northern District of GA entered a default judgment against EquityExperts.org for $147,702.35. On December 22, 2021, it was domesticated here in Michigan, meaning that its now ripe for collection. The Plaintiffs are Jeffrey and Pamela Cross. Docket number 1:17-cv-03804. [...]
Many people, unfortunately, get in over their heads in debt. When that happens, the creditor often agrees to settle the debt for less. Lately, we have been seeing several lawsuits against creditors who continue to report debts that they have settled with consumers as still open and late. This hurts [...]
Last year and 2020 were not great years for Webbank for its customers who had filed for bankruptcy. Numerous lawsuits had been filed against Webbank for improperly reporting a discharged debt or a settled debt as open and late. So who or what is “Webbank” Webbank is the bank that [...]
