Results from the FTC Study Show that Ohio Consumers should be Concerned about Errors on their Credit Reports Information contained in your credit reports is reflected in your credit score. Ohio consumers with lower credit scores typically pay higher interest rates and more for insurance coverage. For this reason, the [...]
Why Ohio Consumers should know the Differences between Deferred Interest and Zero Interest Credit Cards Deferred interest credit cards have recently attracted the attention of the Consumer Financial Protection Bureau (CFPB). The consumer watchdog organization wants to put card users on high alert about how the terms of these credit [...]
How Ohio College Students can Better Manage Checking Accounts and Credit Cards while in College Are you a student at Ohio State University, the University of Cincinnati, Sinclair Community College, or one of the other excellent schools in the Buckeye State? If so, there’s a good chance that you’ve over-drafted [...]
Why NOW is a Good Time for Ohio Consumers to get Familiar with their Credit Scores Overall, Ohio credit scores are better than they’ve been in a long time. Nationwide, the average credit score is about 700. This is ten points higher than it was in 2006 (before the Recession). [...]
How Ohio Consumers can Take Advantage of New Credit Reporting Rules New credit reporting rules have started to take effect. Because of these changes, about one in five Ohio consumers should see their credit scores jump by fall of 2017. This means that if you’ve never checked your credit score [...]
Why Ohio Consumers should be Concerned about IRS Debt Collectors When it was announced that the Internal Revenue Service (IRS) hired third-party debt collectors to pursue unpaid tax debt, consumer advocates raised concerns. Chief among these concerns was fear for consumer security. Previously, it was more difficult for fraudsters masquerading [...]
Five Things that Ohio Consumers can Buy with a Credit Card to Help with Credit Repair If you’re working on credit repair in Ohio, your credit card can serve as a valuable tool. This may seem strange if overusing a credit card was what led to the downfall of your [...]
Latest Debt Collection Tactics Ohio Consumers Should Know Most debt collectors aren’t huge fans of the Telephone Consumer Protection Act ("TCPA") This statute prevents them from using auto-dial to make calls to consumer cell phones without express consent. Now, however, debt collection agencies have found a way to get around [...]
