Will a Goodwill Letter Prevent Derogatory Marks on Your Credit Report? How to Remove Derogatory Marks to Keep a Good Credit Score In Ohio Suppose you finally looked up your free credit report after some time and notice some dings in your credit of which you weren’t aware. If [...]
What Ohio Consumers can take Away from the CFPB’s Interpretation of the FDCPA and Abusive Debt Collectors Ohio consumers may feel like they’re at a disadvantage when dealing with debt collectors, but they may have more leverage than they realize. The Fair Debt Collections Practices Act (FDCPA) is a [...]
Dishonest Debt Collectors also Target Ohio Consumers Ohio consumers dealing with abusive debt collectors are not alone in their frustration. Throughout the country, consumers are routinely threatened, lied to, and hounded by law-breaking debt collectors. Luckily, though, attorneys general and other leaders are cracking down on debt collectors that violate [...]
The Importance of Credit Repair after Bankruptcy in Ohio According to a recent report, bankruptcies in Ohio are on the rise. This is notable because, in the past seven years, the number of bankruptcy cases filed in Ohio has declined. Experts blame long term, high-interest rate auto loans and medical [...]
Should Ohio Consumers Rely on Free Credit Scores all the Time? Several years ago, there was no such thing as a free credit score. In order to view their credit scores, Ohio consumers had to pay a fee – each and every time. Now, there are dozens of websites offering [...]
Results from the FTC Study Show that Ohio Consumers should be Concerned about Errors on their Credit Reports Information contained in your credit reports is reflected in your credit score. Ohio consumers with lower credit scores typically pay higher interest rates and more for insurance coverage. For this reason, the [...]
Why Ohio Consumers should know the Differences between Deferred Interest and Zero Interest Credit Cards Deferred interest credit cards have recently attracted the attention of the Consumer Financial Protection Bureau (CFPB). The consumer watchdog organization wants to put card users on high alert about how the terms of these credit [...]
How Ohio College Students can Better Manage Checking Accounts and Credit Cards while in College Are you a student at Ohio State University, the University of Cincinnati, Sinclair Community College, or one of the other excellent schools in the Buckeye State? If so, there’s a good chance that you’ve over-drafted [...]
Why NOW is a Good Time for Ohio Consumers to get Familiar with their Credit Scores Overall, Ohio credit scores are better than they’ve been in a long time. Nationwide, the average credit score is about 700. This is ten points higher than it was in 2006 (before the Recession). [...]
How Ohio Consumers can Take Advantage of New Credit Reporting Rules New credit reporting rules have started to take effect. Because of these changes, about one in five Ohio consumers should see their credit scores jump by fall of 2017. This means that if you’ve never checked your credit score [...]
